Terms & Conditions

Last Updated: March 19, 2026

These Terms & Conditions ("Terms") govern your use of the CPR Holdings LLC website and services. By accessing our website or applying for funding, you agree to be bound by these Terms. If you do not agree, please discontinue use immediately.

1. Acceptance of Terms

By submitting a funding application, engaging with our services, or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy.

2. Eligibility

To apply for funding through CPR Holdings LLC, you must:

• Be at least 18 years of age
• Have legal authority to bind your business to financial agreements
• Operate a legitimate business registered in the United States
• Provide accurate and complete information in all applications

3. Funding Application and Approval

Application Process

Submitting a funding application does not guarantee approval. CPR Holdings reserves the right to:

• Request additional documentation or information
• Conduct credit checks and business verification
• Approve, deny, or modify funding requests at our sole discretion
• Withdraw offers if information provided is inaccurate or incomplete

Approval and Terms

If your application is approved, we will provide a formal funding agreement detailing:

• Funding amount and disbursement schedule
• Repayment terms, interest rates, and fees
• Collateral requirements (if applicable)
• Default provisions and remedies

You are not obligated to accept our funding offer. By signing the funding agreement, you agree to all terms specified therein.

4. Representations and Warranties

By applying for funding, you represent and warrant that:

• All information provided is accurate, complete, and not misleading
• You have the authority to bind your business to financial agreements
• Your business is in good standing and compliant with applicable laws
• You are not subject to bankruptcy, insolvency, or pending litigation that could affect repayment

5. Use of Funds

Funds provided by CPR Holdings must be used for legitimate business purposes as specified in your application. Misuse of funds may result in immediate repayment demands, legal action, and termination of future funding eligibility.

6. Repayment Obligations

You agree to repay all funds according to the terms specified in your funding agreement. Failure to make timely payments may result in:

• Late fees and additional interest charges
• Negative impact on your business credit profile
• Acceleration of outstanding balances (full amount due immediately)
• Legal action and collection proceedings
• Reporting to credit bureaus

7. Intellectual Property

All content on the CPR Holdings LLC website, including text, graphics, logos, and software, is the property of CPR Holdings and protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

8. Website Use

You agree not to:

• Use our website for any unlawful purpose
• Attempt to gain unauthorized access to our systems or data
• Transmit viruses, malware, or harmful code
• Interfere with the proper functioning of the website
• Scrape, harvest, or collect user data without permission

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of these external sites. Use of third-party sites is at your own risk.

10. Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee:

• Uninterrupted or error-free service
• Accuracy or completeness of information
• Specific funding outcomes or approval rates
• Compatibility with all devices or browsers

11. Limitation of Liability

To the fullest extent permitted by law, CPR Holdings LLC and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:

• Use or inability to use our website or services
• Denial or modification of funding applications
• Technical errors, security breaches, or data loss
• Actions of third-party service providers

Our total liability shall not exceed the amount of fees paid to us in the 12 months preceding the claim.

12. Indemnification

You agree to indemnify, defend, and hold harmless CPR Holdings LLC from any claims, liabilities, damages, losses, and expenses (including legal fees) arising from:

• Your violation of these Terms
• Your misuse of our services or website
• False or misleading information provided in applications
• Your violation of any laws or third-party rights

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to conflict of law principles.

Arbitration

Any disputes arising from these Terms or our services shall be resolved through binding arbitration in Denver, Colorado, in accordance with the rules of the American Arbitration Association. You waive the right to participate in class actions or jury trials.

14. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to our website with an updated "Last Updated" date. Your continued use of our services after changes constitutes acceptance of the revised Terms.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy and any signed funding agreements, constitute the entire agreement between you and CPR Holdings LLC regarding our services and supersede all prior agreements or understandings.

17. Contact Information

For questions about these Terms, please contact us:

CPR Holdings LLC
5 Sandalwood Way
Highlands Ranch, CO 80126
Email: john@cpr-holdings.com

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